Yield · USDT
USDT earn rates: exchange snapshot
USDT is widely used for beginner-friendly flexible earn, but platform risk matters as much as the rate. Snapshot rows from the current BitHunt dataset with Financial Safety Score when matched.
Snapshot only—rates, caps, and tiers change. Verify on the exchange before depositing.
| Exchange | Product | Rate | Fin. safety | Profile |
|---|---|---|---|---|
 BitMart | Flexible | 15.00%Est. APY | 7.6 | Open profile |
 MEXC | Flexible | 15.00%Est. APY | 7.3 | Open profile |
 Tapbit | Flexible | 15.00%Est. APY | 6.5 | Open profile |
 CoinEx | Flexible | 13.56%Est. APY | 7.5 | Open profile |
 Phemex | Flexible | 12.00%Est. APY | 6.6 | Open profile |
 XT.com | Flexible | 12.00%Est. APY | 6.7 | Open profile |
 Ourbit | Flexible | 11.00%Est. APY | 6.9 | Open profile |
 CoinW | Flexible | 10.80%Est. APY | 7.1 | Open profile |
 Bitrue | Flexible | 10.00%Est. APY | 6.7 | Open profile |
 DigiFinex | Flexible | 10.00%Est. APY | 8.4 | Open profile |
 HTX | Flexible | 10.00%Est. APY | 8.6 | Open profile |
 WEEX | Flexible | 10.00%Est. APY | 6.9 | Open profile |
 LBank | Flexible | 9.00%Est. APY | 7.3 | Open profile |
 BingX | Flexible | 8.00%Est. APY | 8.6 | Open profile |
Swipe to compare USDT offers
Before you optimize for APY
- Confirm whether the product is flexible, locked, or promotional.
- Check caps, tiered rates, and redemption delays in the exchange UI.
- Read the How BitHunt scores exchanges so you know what the score reflects—and what it does not.
Tools
Model USDT growth before you deposit: use the APY calculator with live presets, or the APR vs APY converter when product labels differ.
FAQ
- Is USDT earn the same as a savings account?
- No. You hold a stablecoin on a crypto exchange or custodian, not an FDIC-style bank deposit. The platform, product terms, and stablecoin issuer each carry risks that a headline APY does not capture.
- Why do USDT rates differ by exchange?
- Exchanges set marketing budgets, tiers, caps, and product mix differently. Always read lock-up rules, caps, and whether the quote is APR or APY before moving funds.
- How should I use BitHunt’s Financial Safety Score with USDT earn?
- Treat it as a structured checklist for platform safety signals—not a guarantee. Pair it with the exchange profile, proof of reserves context, and your own comfort level before depositing.